| |
Thank you for choosing Lowry Claim Services Inc. for your insurance claim needs. RLowry@lowryco2.com 214-638-7000
We serve Insurance Carriers, Third Party Administrators or TPAs and the Self Insured companies with multi line accident loss, law suit action investigation, full assignment investigation handling and representation attendance at trial or mediation. We are not Public Insurance Adjusters or PIA in Texas or Oklahoma.
Mediation and Trial attendance are available in Texas, Oklahoma or other states as needed. Analysis of the effectiveness of defense counsel, trial strategy and timely case status. Increase the productivity of your staff adjusters by outsourcing mediation/trail attendance. Highly experienced adjusters can represent the carrier or insurer with settlement negotiations and trial court progress. Cost benefits may include: cost of travel for out of state client/adjuster. Retaining key litigation personnel in your office to insure no interruption in day to day operations; . Per diem and hourly charges are extremely competitive
Service hours are normally 8:30am to 5:00pm. Monday-Friday. Our multi line Texas and Oklahoma adjusters are available 24/7 for emergencies to make Insured, Claimant and witness contact.
Reporting of claim investigation are e-mailed, faxed and/or mailed within 7 days with a 30 day follow-up claim status report. Special insurance claim handling instructions help provide the level of claim service expectations. The insurance client sets reporting requirements.
Witness statements are recorded on tape or digital recorder in English, Spanish or other language through an interpreter. Digital recorded statements can be e-mailed, burned to CD. Transcription of claim witness statements help the claim adjuster, examiner, representative, specialist and attorney analyze a claim loss liability. Recorded statements are summarized with a report.
In person field adjusting, on site appraisal assignments outside our 100 mile service area are referred through our quality network of independent adjusters. Let us be your single point insurance claim contact and save time by making independent adjuster recommendations.
Commercial and Personal Automobile policy claim loss investigation. Insured, Claimant, Witness statement summary, prompt physical damage appraisal and scene photos and police reports provide the in house adjuster with the full picture.
Physical Damage Appraisals on motorcycles, auto, motor home/RV, tractor, trailer, truck, heavy equipment, oil and gas well equipment, logging equipment may include photos, detailed repair estimate, multiple parts search, utilizing Ultramate/Mitchell data estimating network. Estimates are sent by e-mail or fax. Photos are mad on each appraisal, our appraisers also will work up ACV, monitor supplements and get salvage bids.
General Liability claims investigation may include insured, claimant, witness statements; scene photos, evidence documentation, coordination with defense attorney in anticipation of litigation General liability claims may involve the insured's possible negligence on premises and defective products.
Farm and Ranch claims investigation in North East Texas and Oklahoma may include property coverage for buildings and structures, livestock, equipment, loss of use, fire, theft, liability, medical payments, crop, environmental and bodily injury.
Product Liability preliminary field investigation with witness statements, product photos, documentation, locating forensic engineering experts, securing the product for storage and evidence preservation are key to defending the insured successfully.
E&O or Errors and Omissions; professional liability investigation may include witness statements, securing or obtaining documents and evidence to determine damages of any covered negligent act committed or alleged act.
Texas and Oklahoma Workers' Compensation investigation may consist of Employer on site photos, recorded statements or non-recorded interviews, written statements, evidence preservation, document collection, potential subrogation evaluation and referral to industrial engineer or other services as dictated. Periodic three point contact with Employer, Employee and Doctor or health care provider. Investigation information may help the adjuster to determine if the employee was in course and scope of employment and is a compensable injury.
Worker Compensation services in Texas with Texas licensed Adjusters are able to represent carriers and certified Self Insureds before the DWC or Division of Workers' Compensation per the Texas Labor Code and Insurance Code. Texas designated doctor evaluation documentation preparation. Te Texas Benefit Dispute Resolution evaluation and negotiating agreement: Benefit Review Conference, BRC, carrier representation is limited to our service area. Case management coordination. Treating Doctor network location and appointment preparation and coordination. Medical bill processing through various providers. Disability and Income benefit evaluation and monitoring. Facilitating early return to work RTW with employee and employer. Surveillance and Activity Checks on workers compensation cases requires an experienced person to blend into the area. There are many companies that we can refer to maximize your results.
Motor Carrier accident and cargo investigation for 24 hour safety and insurance carrier representative by providing un-biased information from the accident scene. Most drivers may not have the ability to accurately report accident information. Transportation, motor carrier, owner operator and Long Haul Trucking accident scene investigation, police interview and report, hazardous material assessment, tractor/truck driver interview or recorded statement, damaged cargo inspection audit, coordination of damaged cargo transfer or disposal, coordination of environmental services, 24 hour truck accident incident response, instant on scene status by wireless phone, after accident driver -belongings transport/delivery, evidence preservation, guard service arrangement.
Amusement Park or major event on site claim investigation Incidents or accidents that occur at amusement parks or major events may limit the amount of information available due to limited duration of the event, the availability of witnesses and temporary equipment set up at the accident location.
Services may include: on-site or on-call adjuster during event, photos of equipment or incident location, insured's employee and witness recorded or written statements, assisting, training and coordinating with insured at location
Commercial and Personal lines property Fire and Allied Lines claims handling may include on-site inspection, photos, measurement, scope, diagram, repair estimate, policy peril and deductible review.
Subrogation is identifying the responsibility of a third party during an investigation of auto, general liability or workers compensation claim.
Claim office claim file audit with Insurance carrier or third party administrator may require need for temporary claims specialists depending on the scope of the claim file audit.
Insurance Underwriter and Agent assistance with photo evidence and documentation evidence, asset verification, facility, inventory verification and general inspection prior to writing coverage.
Insurance Temporary Services at Client location. Insurance Temporary Services can supply claims adjusters or other insurance personnel in Texas.
|
|